Helping You Define Your Lifestyle

Essential Skills if you want to be a CEO

Becoming a CEO of a company can be the pinnacle in the world of business, a lot of people will try to grind through the ranks to get there but many will fail.  Becoming a CEO takes a lot of hard work, grit and determination if you stand any chance of making it to the top.  Whilst being hard working there are essential skills that you will either have been born with or acquire along the way.  Below I have selected a handful of skills that you will need to help you with this huge accomplishment.

Sales

Sales skills will help you massively on your journey to becoming CEO and thankfully a sales skillset is something you will pick up in a lot of roles you will being involved in along the way.  As a CEO sales skills will benefit you in a lot of different areas, whether it is selling the idea of your products to potential investors or selling your idea and goals to your staff.  By the time you make it to a CEO position having a good skillset in sales is something that you should already have if it is not where you want it to be you need put a lot of work into improving it.

Flexibility

Within a CEO role you will be dealing with a lot of different people in a lot of different situations.  It could be your employees, potential business partners or CEO’s of other companies.  This is where being able to be flexible is really going to help you; you need to be able to deal with a lot different personalities in a successful and professional manor.  Whilst being flexible in personality traits you also need to be flexible with your time within and outside of your working hours.

Risk Taking

Some of the greatest and most successful business ideas have come from taking risks; whilst it is not one of the safest things to do you need to have the willpower and ability to think outside of the box to be able to succeed.  Taking risks isn’t always guaranteed to work but guess what?  If it doesn’t you took the risk because of what you believed in and in life there is no such thing as failing, if something does not work you need to see it as a learning curve.  When a calculated risk does work however it can really evolve your business and open all sort of doors to further success in the future.

Dedication

If you are not dedicated to the cause then becoming a CEO is off the cards.  As I previously mentioned the hard work and dedication is something that you will need to show throughout your career.  To make it to a CEO position your career will pretty much be your livelihood and you will need to dedicate a lot of your time to learning and striving to your goals.  With dedication anything is possible, when speaking recently to Marc Leder, he discussed how important dedication is to becoming successful.  Leder began his career at Lehman Brothers as an analyst before making his way to Senior Vice President.  Leder left Lehman Brother to help form an investment firm called Sun Capital Partners in 1995 and excelled in the role as a managing director before becoming the company CO-CEO in 2004.  Leder is truly inspiring and shows how much hard work and dedication pays off.

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Effective Ways To Save For Your IRA

Retirement is a very important goal to save for. You need to make a call as to how to save your funds for retirement, whether it be in dedicated account like an IRA or in a 401K through your job or some combination. The potential for growth in compound interest is great, so that means that you need to be able to put as much money into them as possible.

Which is why you need a monthly budget and you need to stick to it. Budgets are great tools for keeping track of your monthly cash flow, income and investments. And once you get past the psychology of not being able to think about money, it can really help your spending habits. Because it provides a chance to prioritize what you value and what you need to spend money on.

First of all, pay yourself first. You need to have money in savings in order to invest in an IRA or some other account. So you need to be disciplined about saving money for yourself and your family. Bills, food, cars and entertainment all have their place, but paying yourself first needs to come first. And it is great to be able to automate it. When you create a regular transaction from your regular account to a savings account, that means it happens without thinking about it. You can also automate savings straight to your IRA.

Use multiple savings accounts. You need to have places to put money for emergencies, major purchases and regular expenditures. That way you always have a place to save your money.

How do you get that extra money? Look for a raise at work. You need to be able to talk to your boss about getting more money when you think you deserve it. It can be a hard conversation at first, but you can really increase your income the more you do it and the better you get at asking for raises. Keep an eye out for bonuses as well. If you budget correctly, found money like that can go straight into your IRA.

Then you need to look at your expenses. Do you need both a cleaning service and a landscaping service? Figure out which one you can live without and cut that one. How much do you spend on groceries each month? Where are ways you can cut that down? You can cut coupons out of the newspaper and figure out more economical ways of getting proper nutrition. Cheap protein, like eggs and beans are always a good solution.

Look at your local library. There are always great books there, but you can also find movies, TV shows and documentaries that you can borrow for free. That might provide a chance to break down your cable bill and allow you to cut the cord.

The ability to save for your IRA can be learned. You don’t have to be a natural saver. You can change your habits if you put the effort in. Learn how to cook more and learn where you can invest wisely to replace your job income with passive income. That will allow you to make more money, have more time and save for your IRA.

Kimberly Dey’s Top Tips to Staying Fit and Healthy

Everybody knows that we need to focus on getting and staying fit and healthy, but very few of us seem to actually be able to do it. The reality is that it is difficult. We live unhealthy lifestyles that are based on convenience and speed. If we want to become fit and healthy again, that means that we have to make some significant lifestyle changes, and that is hard to do. But the desire is clearly there. Kimberly Dey, for instance, has noticed that between $40 and $50 billion is spent on losing weight alone each and every year. The problem is that much of that money is spent on scams and products that promise the world but deliver nothing.

Kimberly Dey on Realistic Health and Fitness

Diet and lifestyle are the two key things that will determine how fit and healthy you are. It is said that there is an 80/20 rule, meaning that how you look is 80% down to what you eat and 20% down to what you do in the gym. This shows just how hugely important what you eat every day actually is. And one of the things we all seem to get way too much of as of late, is red meat. Red meat isn’t just steak (steak can be very healthy, actually). Rather, it is found in burgers and various other snack foods. It is high in fat and high in purine, leading not just to weight gain but also to gout. Your meats should be white, and they should be boiled, broiled, grilled, or baked. Additionally, the focus should be mainly on fruits and vegetables, leaving the high calorie dressings away.

Other types of lifestyle changes also have to be implemented, however. That 20% exercise is still an important 20%. Once you have reached your target weight, the percentage actually shifts a little bit, because you then start to work out to modify your shape. Either way, exercise is vital to a healthy, fit body. The great thing about exercise is that there are so man different options out there. For instance, you can go to a gym and lift weights, you can take an aerobics class and dance about for an hour, you can go swimming or cycling, and so on. Whatever you decide to do, however, you must start by warming up and finish by cooling down. Without it, you will produce excessive lactic acid, which causes pain the muscles and will make you give up. Similarly, doing the same thing over and over again gets very boring.

Last but not least, you have to be willing and ready to give up on your vices. Smoking is an absolute no-no, as it can lead to heart disease, arteriosclerosis, various other vascular conditions, and, of course, cancer. Similarly, you need to curb your alcohol consumption and never drink to excess. That said, some alcohol consumption is good, because it can lead to vasodilation, which helps to protect your heart. A healthy lifestyle doesn’t have to be completely boring, in other words.