Helping You Define Your Lifestyle

A Guide to Serviced Offices in Hong Kong  

 

 

Do you have a small business that is picking up and starting to thrive? If so, you know how hard it is to keep everything organised from growing the business in Asia to having a proper office to go to daily in the heart of the business district. What if having a workspace was made more accessible, would that make you more available to focus on your business and become more efficient?

If you have often thought of how to be more productive, search no more. Visit http://www.servcorp.com.hk/en/serviced-offices/ for professional serviced office in the Hong Kong area that offer a winning solution. Servcorp offers professional serviced offices in the Hong Kong financial hub that has a significant location as well as fantastic scenery.

Keep reading, and you will be informed of the complete guide to serviced offices in Hong Kong.

Technology

One of the must-haves of a productive business is efficient and reliable information technology access. This can cost quite a bit if you are still trying to grow your business. To save on those costs, check into a professional serviced office, which allows you to pay month by month without signing a five-year contract.

You will enjoy fast broadband internet speeds with a 99% uptime. You will also enjoy access to updated and secure fax machines, copy machines, printers, scanners, and other business equipment. You will also experience low-cost international calls on your global tier one network.

Flexibility

One of the hardest parts of starting and maintaining a business is locking yourself into a three to a five-year contract and hoping for the best. By looking into and using professional serviced offices, you can ditch the five-year contract.

These services require a month-by-month contract with a transferable lease in which you have the option of moving to a larger or smaller office at any time. After paying a one-month security deposit, you have the flexibility to stay as little or as long as you want, it is a winning solution!

Location

Location is a significant issue when it comes to impressing clients. You want to be in an area of Hong Kong that is premium. You want beautiful views and high standards, but that is difficult to get when you are paying for an office building. You can only afford so much, and that puts you farther away from the downtown area in Hong Kong where both the financial hub and harbour views are located.

By using a professional serviced office in the Hong Kong Club Building, you will be within walking distance of Statue Square as well as the Star Ferry Terminal.  You will also be located in the historic twenty-one-story building that is five minutes from the Hong Kong Airport Express Station and is nearby to taxis, buses, and trams.

Perception

First impressions are vital when promoting your business to clients in Hong Kong. That is why using a professional serviced office in the area is crucial to the productivity of your small business. Your company will have allure as it will have a recognisable address in a noteworthy location. The artwork, granite finishes, and leather furniture that greets your clients in the lobby are stylish and crucial in giving you a strong first impression.

Simplicity

When running a business, you have to factor in many costs including electricity, cleaning, bandwidth, phone lines, interior furniture, and multiple other items as your business starts to thrive and become profitable.

By using a professional serviced office, you can eliminate furnishing your space as well as paying for lighting, office equipment, and other business items. Professional serviced offices make running a business simple. It lets you focus on what is important, the happiness of the client.

How a Professional Serviced Office can Assist Your Business

Whether you are looking to become more productive in your company or you are trying to take on a more simplistic view of business, a professional serviced office is the way to go. You will enjoy a trained and expert team of professionals including an in-house IT crew as well as a professional designated receptionist and access to the top of the line business equipment and a global network, which are all at your fingertips on a daily basis.

So whether you want flexibility, simplicity, or a great location, make your business what you want it to be by using a professional serviced office.

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5 Time-Tested Strategies for Financial Success

Financial Success

There are no short cuts to achieving financial success. To build, preserve and expand wealth that lasts you a lifetime, you must follow some proven principles. Here, we’ve compiled a list of 5 of the essential strategies you should make a part of your financial short and long-term plan to help you build your own financial success.

1. Set up a brokerage account

As soon as you’ve opened a bank account and signed up for your company’s retirement savings programme, jump on the next stage of smart wealth building by setting up a brokerage account. With it, you will be able to invest in stocks of different companies, no-transaction-fee mutual funds, as well as exchange-traded funds, which most people can’t access with their 401(k). 

To give you a quick guideline, opening an account with an online broker, Fidelity requires you to start with a deposit of $2,500; while at Charles Schwab, you’ll need only $1,000, which is not compulsory if you signed up for automatic monthly deductions of $100 or more from your account. For better money management and investment planning, it’s advised you go with a debit card that helps you with that goal in addition to making transactions convenient. 

2. Ensure your investing costs are at a minimal level 

Generally, less expenditure means more money in your account. As a fund investor, focus on ETFs and mutual funds with low expense ratios. As we already pointed out, the first thing to do is to register with a reputable online broker such as Fidelity or Charles Schwab so you can buy and sell stocks averaging $7 per trade. Besides, there are top discounters that allow you to trade select ETFs without requiring sales fees. Seriously consider index funds, especially those that track S&P 500, with estimated annual fees of 0.05%. Funds like Mairs & Power Growth (MPGFX) and Dodge & Cox Stock (DODGX) are recommended as they are top low-cost actively managed funds. 

If you have a fund manager, you’ll probably pay an annual consultation fee of 1%; but you can always negotiate for a lower fee. Another option is to go digital with an AI adviser, which can help manage your stock portfolio by using digital technology. An example is Wealthfront, which will not charge you a management fee if your balance is less than $10,000 and requires you to pay only 0.25% per annum for sums above that. You may also check Betterment, which levies just 0.25% of assets under management yearly. 

3. Diversify your investment 

Spreading out your investment with a variety of good value stocks and bonds can help you weather the storms of volatile periods and enhance your long-term ROI outlook. If, for example, your retirement is at least ten years away, keep 70% of your investments in stocks and put 30% in top-quality bonds. Mutual funds are good great for you too. For example, mutual fund managers, Vanguard Wellington (VWELX) keeps two-thirds of investments in stocks, as a principle, and the rest in bonds; and it has maintained a yearly return of 8.2% over the past 20 years. 

4. Rebalance, retarget and realign as necessary 

It’s important you get regularly balance your portfolio up for better overall performance. Move your investment assets around sometimes, divesting some funds off the ones performing well and shoring up the laggards to get a good mix. Always review your brokerage statements at least twice a year to see where your portfolio needs some rebalancing, retargeting or realignment and then go on to make the necessary trades. 

5. Adjust your investments

As your countdown to your retirement, your target should be an investment portfolio that gives you a good return that can stand the tide of inflation and also minimises your risk.  A spread of 50% stocks, 40% bonds and 5% cash is a nice mix that can help you achieve that goal. A mix of 60% stocks and 40% bonds and cash will likely give more growth; but if your risk threshold is less, then try a mix of 60% bonds and cash and 40% stocks.

Living with Depression: How to Keep Working

Living with Depression

In recent times, depression has become one of the most talked about mental illnesses that affect people in ways that no one could have foreseen.  It is easy to get disillusioned especially after you try for a long time and constantly fail to shake that dreadful feeling away

When your depression starts to creep into your work, it is the cue for you to shake things up a bit and try something new. Here are the things that you can do to make sure that you are not crippled by your depression at work.

1.  Break Up Work into Smaller Chunks

When you are depressed, you will find yourself settling for just being able to make things works. However, you will need to do more than just make things work. At some point, you will have to show up to work and get tasks accomplished. 

However, as you very well know, depression tends to scatter your concentration and suck away your energy. So, how do you keep yourself focused and energetic under these conditions?

Break up tasks into small ‘bite-sized’ bites and then work on them that way. Completing achievable goals will give you a sense of satisfaction.

2.  Work Does Not Make Depression Go Away

No doubt, you have heard people tell you or other depressed people, that if you get into something productive, you will not have time for depression. You hear it so much; it starts feeling as if it might be the elusive solution you have been looking for. 

However, this is far from the truth. Productivity will only do so much to distract you from the real problem. You will need to make sure that you are not duped into buying into this false philosophy. Do not fight fire with fire. While it will likely help distract you for a short period, it will not work a long-term cure or solution.

3.  Speak Openly About Your Depression

There is the potential that being open about your depression at work will have some disadvantages that you will not want to deal with. It has been proven, however, that speaking about it is much better than sitting on it and many workplaces now are very open to helping those affected with mental health problems.

1 in 4 people in the lifetime will have a mental health condition which means, realistically speaking, that in an office of 80 people 20 of those people will suffer from a mental health condition at some point.

When an employer or manager is made aware of the situation, they will accommodate the little things that you may miss, and you might even get perks like working from home when you feel like you cannot make it work.

4.  Personalise Your Workspace

It is always great to work in an environment that makes you feel comfortable and welcome. There is a lot that goes into making your space your own. You can start with lighting, colours and noise minimisations. All these things can affect your mental health without your realising it. Go for anything that makes you comfortable and positive. Add plants, family pictures and anything that makes you smile. If you do not want noise, you can get noise-cancelling headphones to block everything out and make yourself focus.  

To Sum Up

It is possible that you can be depressed and still function well. High-functioning depressives can juggle everything that demands attention and still have time to work on themselves. It all has to do with finding the right lifestyle, starting to operate with the right habits and then going for professional help. Medical care and therapy only help when you are doing more than just waiting for pills to kick in or things to get better.

Accept your depression – then challenge it!