Helping You Define Your Lifestyle

When You Need to Take a Visit to an Emergency Room

In life, accidents and illness happen regularly. Usually these things can be remedied with time and rest, both of which can happen at home. But in those times, when an accident or an illness is very serious, they call for a visit to an emergency room.

How can you tell when an accident or illness is of the seriousness that requires a visit to the emergency room? There is no hard-and-fast set of rules, but there are some things that fit under the heading of most likely needing emergency room care.

Injuries causing heavy bleeding

If there is an injury that causes heavy bleeding that will not slow within a three to five minutes, this is the type of injury that needs to be seen by a medical professional. The injury can be anywhere on the body, but the key is that it’s a large wound, or a wound that will not stop bleeding, meaning that it is very deep. Quite often we cannot tell the severity of a wound by looking at it, but if it does not stop bleeding that’s an indication that the wound is very serious. You should call 911 immediately.

Seizures

Seizures indicate that there is something wrong with a person’s brain or brain activity. There are a myriad of reasons why someone might be having seizures. It could be anything from an allergic reaction to food, epilepsy, or even brain damage. When someone is having a seizure, it is not a good idea to try to diagnose the reasons why at home. Call 911 and be prepared to see a doctor.

 Difficulty breathing

Difficulty breathing is another symptom that could mean several different things, many of them very serious. If this happens for a prolonged period of time, the person needs to see a doctor immediately. The person could be suffering an asthma attack, a heart attack, a serious lung or throat infection, or symptoms related to a number of other serious ailments. Again, call 911 and have the operator take you through a series of questions related to the person’s breathing difficulties.

A weak rapid pulse

If someone is showing signs of a weak rapid pulse, it could indicate serious health issues. The problem could be a serious circulation problem, the beginnings of a heart attack, or issues with the person’s internal organs. A 911 operator is the best person to contact to advise you how to handle a person in this situation. It will undoubtedly end with a visit to an emergency room.

Any injury involving the neck head or back

Injuries involving the neck, head, and back, can be very severe and sometimes life-threatening. If someone sustains a significant injury to one of these areas of the body, it is imperative that a medical professional examine this person. Quite often the seriousness of an injury to one of these areas of the body is not apparent on site. A full medical examination including an x-ray, ultrasound, and/or MRI is needed. A 911 operator is trained to give you great advice on what you should do for someone who has sustained an injury to one of these areas of the body. So your first call should be to 911.

The emergency room is often looked at as a last resort, but it should be looked at as a first option depending upon the injury or illness. If you or someone around you has one of these injuries or illnesses do not hesitate to call 911, and be prepared to get the person to an emergency room immediately.

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Effective Ways To Save For Your IRA

Retirement is a very important goal to save for. You need to make a call as to how to save your funds for retirement, whether it be in dedicated account like an IRA or in a 401K through your job or some combination. The potential for growth in compound interest is great, so that means that you need to be able to put as much money into them as possible.

Which is why you need a monthly budget and you need to stick to it. Budgets are great tools for keeping track of your monthly cash flow, income and investments. And once you get past the psychology of not being able to think about money, it can really help your spending habits. Because it provides a chance to prioritize what you value and what you need to spend money on.

First of all, pay yourself first. You need to have money in savings in order to invest in an IRA or some other account. So you need to be disciplined about saving money for yourself and your family. Bills, food, cars and entertainment all have their place, but paying yourself first needs to come first. And it is great to be able to automate it. When you create a regular transaction from your regular account to a savings account, that means it happens without thinking about it. You can also automate savings straight to your IRA.

Use multiple savings accounts. You need to have places to put money for emergencies, major purchases and regular expenditures. That way you always have a place to save your money.

How do you get that extra money? Look for a raise at work. You need to be able to talk to your boss about getting more money when you think you deserve it. It can be a hard conversation at first, but you can really increase your income the more you do it and the better you get at asking for raises. Keep an eye out for bonuses as well. If you budget correctly, found money like that can go straight into your IRA.

Then you need to look at your expenses. Do you need both a cleaning service and a landscaping service? Figure out which one you can live without and cut that one. How much do you spend on groceries each month? Where are ways you can cut that down? You can cut coupons out of the newspaper and figure out more economical ways of getting proper nutrition. Cheap protein, like eggs and beans are always a good solution.

Look at your local library. There are always great books there, but you can also find movies, TV shows and documentaries that you can borrow for free. That might provide a chance to break down your cable bill and allow you to cut the cord.

The ability to save for your IRA can be learned. You don’t have to be a natural saver. You can change your habits if you put the effort in. Learn how to cook more and learn where you can invest wisely to replace your job income with passive income. That will allow you to make more money, have more time and save for your IRA.

Kimberly Dey’s Top Tips to Staying Fit and Healthy

Everybody knows that we need to focus on getting and staying fit and healthy, but very few of us seem to actually be able to do it. The reality is that it is difficult. We live unhealthy lifestyles that are based on convenience and speed. If we want to become fit and healthy again, that means that we have to make some significant lifestyle changes, and that is hard to do. But the desire is clearly there. Kimberly Dey, for instance, has noticed that between $40 and $50 billion is spent on losing weight alone each and every year. The problem is that much of that money is spent on scams and products that promise the world but deliver nothing.

Kimberly Dey on Realistic Health and Fitness

Diet and lifestyle are the two key things that will determine how fit and healthy you are. It is said that there is an 80/20 rule, meaning that how you look is 80% down to what you eat and 20% down to what you do in the gym. This shows just how hugely important what you eat every day actually is. And one of the things we all seem to get way too much of as of late, is red meat. Red meat isn’t just steak (steak can be very healthy, actually). Rather, it is found in burgers and various other snack foods. It is high in fat and high in purine, leading not just to weight gain but also to gout. Your meats should be white, and they should be boiled, broiled, grilled, or baked. Additionally, the focus should be mainly on fruits and vegetables, leaving the high calorie dressings away.

Other types of lifestyle changes also have to be implemented, however. That 20% exercise is still an important 20%. Once you have reached your target weight, the percentage actually shifts a little bit, because you then start to work out to modify your shape. Either way, exercise is vital to a healthy, fit body. The great thing about exercise is that there are so man different options out there. For instance, you can go to a gym and lift weights, you can take an aerobics class and dance about for an hour, you can go swimming or cycling, and so on. Whatever you decide to do, however, you must start by warming up and finish by cooling down. Without it, you will produce excessive lactic acid, which causes pain the muscles and will make you give up. Similarly, doing the same thing over and over again gets very boring.

Last but not least, you have to be willing and ready to give up on your vices. Smoking is an absolute no-no, as it can lead to heart disease, arteriosclerosis, various other vascular conditions, and, of course, cancer. Similarly, you need to curb your alcohol consumption and never drink to excess. That said, some alcohol consumption is good, because it can lead to vasodilation, which helps to protect your heart. A healthy lifestyle doesn’t have to be completely boring, in other words.