Helping You Define Your Lifestyle

Three Trendy UK Cities You Should Consider Living In

If you’ve ever thought about packing your bags, leaving, and starting anew somewhere else, you’ve probably felt overwhelmed with the choices available. Whether you’re moving away to study, or you just need to get away from your old life for a bit, the planet earth has definitely got you covered with prospective new homes. Today, we’re going to take a look at a few cities in the UK which are particularly inviting to outsiders who decide to set up shop there.

London

Ah, the big smoke. London is kind of like New York, and has about the same number of people living there. And, like NY, it also has a fairly cosmopolitan—and totally unique—makeup; because of this, it presents one of the most culturally diverse cities on earth. No matter what age you are, you’ll likely never run out of ways to keep yourself occupied; there are endless touristic sights to see, restaurants that cater to every palette imaginable, some of the best colleges in the world, and enough career opportunities to keep any wide-eyed youngster constantly motivated.

Whether you’re enjoying the world-famous Indian restaurants in Brick Lane, seeing the most exciting new bands performing in Shoreditch, browsing the extensive and unique wares of Camden Market, or bumping shoulders with celebrities in Soho coffee shops, you’ll literally never get bored in London.

Edinburgh

The capital of Scotland, Edinburgh, is an almost painfully-beautiful place. The neo-Classical and Georgian architecture of the New Town, combined with the medieval Old Town, make it one of the most amazing places to live in the world. In fact, many tourists who go there claim that it’s the most beautiful place they’ve ever seen.

Equally stunning in the dismal Scottish rain as it is on a gorgeous sunny day, Edinburgh is home to around four hundred thousand people. A large part of the population is made up of students, many of whom go to the world-renowned Edinburgh University. It also presents an exciting nightlife with nightclubs offering everything from cutting-edge electronic music to the heaviest of metal, a wealth of art galleries and museums which can be visited and explored for free, as well as an innumerable range of boutique stores, restaurants, and coffee shops.

Despite all this, because Edinburgh is only 102 square miles, you’ll never be more than 40 minutes away from the city borders, which are absolutely filled with lush green fields and places to relax. Whether you’re spending a day walking in the Pentland Hills, enjoying the beach at Seton Sands, or going on a daytrip to the lovely nearby North Berwick, you’ll always have options when you need to get away from the city.

Brighton

Brighton is a particularly unique town, in that it’s very small (it’s less than 32 square miles), and is home to only just over 285,000 people. Despite this, it is one of the most highly-regarded localities in the UK for the liberal attitudes and art-friendly culture which are consistent throughout the seaside resort. In fact, on a clear day, you can see the shore of France from Brighton.

The Brighton Festival and Brighton Fringe are two of the biggest events the town holds each year, taking place in May and presenting an incredible parade of activities including pyrotechnics, music and visual arts, as well as ground-breaking theatre. Likewise, the frequent London to Brighton rides showcase one of the most dazzlingly large displays of minis and scooters that you’ll ever see, while food and drink related festivals (such as the general food festival and Fiery Foods Chilli Festival) mean that you’ll be able to enjoy a range of dishes as diverse as the cities population itself.

Particularly loved by students, Brighton is a great place to live no matter your age. The people there are considerably warmer and more open than those you’ll meet in London, and the location means that it’s one of the best places to catch some Summer rays in the UK. If you’re interested in art or music, you have to visit this amazing little town at least once in your life.

We hope that this small list has given you some ideas about where you’re going to move to next. The UK is filled with great places to live in, but these are our three favorites and we’re sure that you’ll feel the same if you take the time to go and check them out too!

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Effective Ways To Save For Your IRA

Retirement is a very important goal to save for. You need to make a call as to how to save your funds for retirement, whether it be in dedicated account like an IRA or in a 401K through your job or some combination. The potential for growth in compound interest is great, so that means that you need to be able to put as much money into them as possible.

Which is why you need a monthly budget and you need to stick to it. Budgets are great tools for keeping track of your monthly cash flow, income and investments. And once you get past the psychology of not being able to think about money, it can really help your spending habits. Because it provides a chance to prioritize what you value and what you need to spend money on.

First of all, pay yourself first. You need to have money in savings in order to invest in an IRA or some other account. So you need to be disciplined about saving money for yourself and your family. Bills, food, cars and entertainment all have their place, but paying yourself first needs to come first. And it is great to be able to automate it. When you create a regular transaction from your regular account to a savings account, that means it happens without thinking about it. You can also automate savings straight to your IRA.

Use multiple savings accounts. You need to have places to put money for emergencies, major purchases and regular expenditures. That way you always have a place to save your money.

How do you get that extra money? Look for a raise at work. You need to be able to talk to your boss about getting more money when you think you deserve it. It can be a hard conversation at first, but you can really increase your income the more you do it and the better you get at asking for raises. Keep an eye out for bonuses as well. If you budget correctly, found money like that can go straight into your IRA.

Then you need to look at your expenses. Do you need both a cleaning service and a landscaping service? Figure out which one you can live without and cut that one. How much do you spend on groceries each month? Where are ways you can cut that down? You can cut coupons out of the newspaper and figure out more economical ways of getting proper nutrition. Cheap protein, like eggs and beans are always a good solution.

Look at your local library. There are always great books there, but you can also find movies, TV shows and documentaries that you can borrow for free. That might provide a chance to break down your cable bill and allow you to cut the cord.

The ability to save for your IRA can be learned. You don’t have to be a natural saver. You can change your habits if you put the effort in. Learn how to cook more and learn where you can invest wisely to replace your job income with passive income. That will allow you to make more money, have more time and save for your IRA.

Kimberly Dey’s Top Tips to Staying Fit and Healthy

Everybody knows that we need to focus on getting and staying fit and healthy, but very few of us seem to actually be able to do it. The reality is that it is difficult. We live unhealthy lifestyles that are based on convenience and speed. If we want to become fit and healthy again, that means that we have to make some significant lifestyle changes, and that is hard to do. But the desire is clearly there. Kimberly Dey, for instance, has noticed that between $40 and $50 billion is spent on losing weight alone each and every year. The problem is that much of that money is spent on scams and products that promise the world but deliver nothing.

Kimberly Dey on Realistic Health and Fitness

Diet and lifestyle are the two key things that will determine how fit and healthy you are. It is said that there is an 80/20 rule, meaning that how you look is 80% down to what you eat and 20% down to what you do in the gym. This shows just how hugely important what you eat every day actually is. And one of the things we all seem to get way too much of as of late, is red meat. Red meat isn’t just steak (steak can be very healthy, actually). Rather, it is found in burgers and various other snack foods. It is high in fat and high in purine, leading not just to weight gain but also to gout. Your meats should be white, and they should be boiled, broiled, grilled, or baked. Additionally, the focus should be mainly on fruits and vegetables, leaving the high calorie dressings away.

Other types of lifestyle changes also have to be implemented, however. That 20% exercise is still an important 20%. Once you have reached your target weight, the percentage actually shifts a little bit, because you then start to work out to modify your shape. Either way, exercise is vital to a healthy, fit body. The great thing about exercise is that there are so man different options out there. For instance, you can go to a gym and lift weights, you can take an aerobics class and dance about for an hour, you can go swimming or cycling, and so on. Whatever you decide to do, however, you must start by warming up and finish by cooling down. Without it, you will produce excessive lactic acid, which causes pain the muscles and will make you give up. Similarly, doing the same thing over and over again gets very boring.

Last but not least, you have to be willing and ready to give up on your vices. Smoking is an absolute no-no, as it can lead to heart disease, arteriosclerosis, various other vascular conditions, and, of course, cancer. Similarly, you need to curb your alcohol consumption and never drink to excess. That said, some alcohol consumption is good, because it can lead to vasodilation, which helps to protect your heart. A healthy lifestyle doesn’t have to be completely boring, in other words.