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How Will the iPhone 8 Stack Up Against the Samsung Galaxy S8?

Apple released the last major iteration of the iPhone back in September 2016. With the Samsung Galaxy S8 already on shop shelves, it’s inevitable that the iPhone 8 will be unveiled relatively soon. As the pioneers of the modern smartphone gear up to unveil their latest creation (we’re not sure when this will be, but analysts expect the phone itself to be released in no more than three months), tech sites across the internet are almost overloaded with rumors and supposed leaks about the latest model.

In any case, we know that it’s going to be a big one, as it will mark the 10th anniversary of the original iPhone. So, today, we’re going to take a look at what the phone might feature, and compare it to the Samsung Galaxy S8.

Battery Woes

Starting with battery life, it’s going to be an uphill battle for Apple from the get-go. Their last model, the iPhone 7, failed to wow many tech-enthusiasts thanks to its mainly incremental upgrades. Even though it had a touted battery life increase of 10%, many people failed to see the benefits of that transition into their daily lives; it’s still very much a smartphone that’s going to be running low on power by 5pm if you’ve been using it even moderately throughout the day.

Following the disastrous fallout from their Galaxy Note 7 debacle (including, not least, phones which would spontaneously burst into flames), Samsung decided to push the game forward with their latest release. The S8 has a battery life of around 15 hours in real-world use, and this is a huge deal for customers who are tired of having to remember to bring their chargers with them (or having to race home to try to keep their phone alive).

Expecting the same battery life from modern smartphones that we used to see in cellphones of old is foolishness, but there are still big gains to be made for a manufacturer that can produce something that lasts for even 24 or 48 hours without needing a recharge.

Shortage Issues

KGI Securities analyst Ming-chi Kuo (a particularly reliable speculator with regards to upcoming cell phones) has mentioned that Apple could struggle to produce a decent supply of the OLED panels that the iPhone 8 will be using. This could cause production to be delayed by as much as several months.

With the impressive Galaxy S8 already on the market, it’s not unreasonable to think that Apple’s mainstream customer base could become impatient with such a wait and instead make the switch over to its Android rival.

Guts and Bones

The innards of the iPhone 8 are speculated to include an A11 processor with between three and four gigabytes of RAM. This, couple with the inevitably optimized operating system and software, will more than likely make it a vastly superior performer to the S8 when it comes to benchmarking. This isn’t a huge surprise; Samsung can only optimize the Google-produced Android for their phones so much, while Apple have the luxury of developing their own bespoke systems which are expertly tailored to work with the hardware as fluidly as possible.

Camera

In recent releases, Samsung has been pretty dominant when it comes to cameras for their phones. In fact, Apple’s efforts look fairly mediocre in comparison. While neither phone can match something like the exceptionally-equipped Pixel XL phone, the iPhone 7 and Galaxy S8 both provide decent cameras. However, they struggle to produce the dynamic spectrum of light and color required to produce really exceptional pictures (especially in low-light conditions).

So, how will the iPhone fair when it’s finally released? Only time will tell. With the expected release only a few months away, it’s bound to be a telling time of whether or not Apple can deliver the goods when their back is up against the wall!

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Tips for Lowering the Cost of Homeowner’s Insurance

Following a few Tips for Lowering the Cost of Homeowner’s Insurance can save you a bundle of money

Owning real estate property is something nearly everyone aspires to. That being said, being swamped under with homeowner’s insurance is something everyone can do without. While you can always talk to your local insurance agent to see what can be done about lowering your rates, there’s even more you can do to save on your insurance while still enjoying quality coverage.

Take Steps to Protect Your Home

Anything you can do to protect your home from intruders, fire, earthquakes, water damage and the like is sure to help lower the cost of your insurance. This is because a well-reinforced home is less likely to suffer damage, which means you’re less likely to have to file a claim later on down the road. While you might balk at the initial investment of making such improvements, you’re sure to appreciate how much you save in your insurance costs over the years, and there’s also the fact you can rest easy knowing your home is well-protected.

Shop Around

While you might be happy with your current insurance provider, that doesn’t mean you can’t shop around. If it’s possible for you to get the same coverage with a lower price tag by switching providers, take the leap. You might hate to part with your current agent or company, but you also probably hate parting with your hard-earned cash when you don’t have to. Right? Before you change providers, see if your current home insurance company can do anything to lower the price of your premiums without compromising your coverage.

Raise Your Deductible

Increasing your deductible is another way to better save on the overall cost of your homeowner’s policy. Know that it’s possible to lower your premium cost by as much as 25 percent if you’re willing to raise your deductible to $1,000. No matter what your deductible might be, make sure you always have quick and easy access to that amount should you ever have to file a claim. Even better, put the money in an interest-bearing account so it works for you.

Ask About Discounts

Simply asking for a discount is another way to save money on coverage for your home. If you’ve been with your insurance company for a while, you might be eligible for savings. You might also be able to bundle policies if you also need auto insurance or the like. If you’ve never filed a claim, or if it’s been several years since you’ve filed a claim, you might qualify for a discount.

Review Your Policy

Have you had your homeowner’s policy for a while? If so, your coverage needs might have changed in recent years, which means you might not need the same type or policy or need to pay the same price for your premiums. Sit down with your agent to talk about your life and lifestyle. A single conversation can reveal you have coverage on your current policy you don’t need to pay for.

Think Before You Make a Claim

In the event you have to make a claim, think before you reach out to your agent. This is because making a claim can potentially drive up your premiums, and there’s also the fact your insurance company might view you as a policyholder who’s more trouble than you’re worth if you have a history of filing a claim for an issue you can easily take care of on your own. You might not like having to take care of the cost on your own, but it’s better than developing a bad reputation in the insurance world.

Paying home insurance is a necessity, but paying more than necessary for it most certainly isn’t. Let these tips guide you to getting the coverage you and your home deserve without an inflated price you don’t need.

5 ways to protect your children while you’re away

As a parent, you probably spend a lot of time worrying about your children’s safety. That feeling is amplified when you’re away on business or working. It’s never easy leaving a child unsupervised. In fact, depending on their age it could also be illegal to leave them alone or unattended.

However, if your kids are old enough to spend a few hours alone at home but young enough to be at some risk, you need to take certain precautions before you leave them. Here are five ways you can protect your kids while you’re away:

  1. Install surveillance

Surveillance cameras could be your best bet to monitor the house and make sure your children are safe. Try to get an integrated system that hooks up to the internet and lets you livestream video while you’re away. Also, inform your alarm company about the hours you’ll be away so that they can be more alert. Leave signs and posters around the house to advertise your security. This is probably the best way to deter burglars and keep your kids safe.

  1. Create an illusion

Another great way to keep your kids safe is to create the illusion that you’re at home. Leave some of the lights on and keep a pile of unopened mail out the front door. You can even invest in timers that schedule turning lamps on and off. Attackers won’t target a house if they think the whole family is at home.

  1. Keep It Off Social Media

A surefire way to put your kids at risk is to broadcast your location on social media. If you’re travelling or working, keep it off social media so that no one knows your kids are unattended. Nearly eight out of ten burglars use social media to figure out your location before planning an attack.

  1. Trust a friend

If you’ve got a friend who lives close by, get them to check on your kids regularly. You can even ask a neighbour to drop in from time to time. Perhaps the best way to keep your kids safe is to hire a professional babysitter while you’re away.

  1. Train Your Kids

Teach your kids all the basics of being safe while you’re not around. Speak to them openly about the risks and make sure they know the dangers of talking to strangers or leaving the house without permission. Give them a spare pair of keys if you think they can handle it. Get them to check on the electricals and gas stoves. Make sure they have all the emergency contact numbers they might need.

It’s never easy leaving your kids unattended. Sometimes, it’s unavoidable. Make sure you’ve taken all the necessary precautions if you have to step out for a few hours or more.